Noor Baker. Home Renovation. September 13th , 2018.
As with any investment, the financing option you choose depends on the size of the project and your current financial situation. Financing options can range from dipping into your pocket or savings and paying cash for smaller projects such as painting and wallpapering, to tapping into a line of credit, taking out a line of credit or even refinancing a mortgage for larger renovations that can range from bathroom do-overs to adding additions to existing homes.
If there is an effect you are observing you will have to think about all the possible causes and rate them accordingly. For example, a stain on the ceiling could be due a leaky roof, but it could also be due to a leaky pipe. Be sensible though (you have to stop somewhere) - it could also be spilled tea from a squirrel tea party, but it is quite unlikely. If it turns out that there is a significant issue, don't panic. Work on a plan and a time-frame to get it done. Talk to the contractor you choose to find out if the situation is extremely urgent or can be sat on for a couple of months or even a year or so. Understand that the money you are spending is buying you peace of mind and saving you long-term financial heartache, and know that there's always time to have your gâteau once you're certain you're breathing properly.
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