Home Renovation. Tuesday , September 18th , 2018 - 03:00:33 AM
Mortgage Refinancing - If you are planning major renovations, like adding an addition or in-law suite, it may pay to refinance your mortgage. With this option you can spread the payments out over a longer period and enjoy mortgage rates that are normally much lower than those of credit cards, lines of credit or personal loans. As with home equity loans, there may be some initial fees to refinance.
As handy as you may be, you'll probably need to hire contractors at some point in your renovation especially if you are doing work that affects the heating, plumbing, or electrical systems in your home. Always vet contractors carefully. You obviously want to choose an affordable contractor, but you'll also want to find somebody who is trustworthy and experienced. Speak to friends, coworkers, and family members about contractors they can recommend, and always ask potential contractors for a quote and a list of references.
There is certainly nothing wrong with trying to get the biggest bang for your buck. Finding a great deal on renovation supplies and materials is one thing, but purchasing the cheapest products you can find is quite another. Prices vary for building materials for a reason. Typically speaking, higher quality materials with better durability are going to be more expensive. So, you always want to make sure you're buying the right tools and materials for the job or you're going to face problems with your renovation in the future.
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