Home Renovation. Saturday , September 29th , 2018 - 09:47:26 AM
Personal loans have the benefit of regular repayments and a set interest rate for a specified term. Alternatively, you may also be given the option of fixed or variable interest rates depending on the size and term of the loan. Personal loans typically have lower interest rates than credit cards, so with appropriate planning personal loans are a better choice.
However, there is sometimes a far more important home renovation to be considered, and that, unfortunately, falls into definition number one. It is the maintenance renovation, the "restore to a former better state" renovation, the boring renovation - and the ratio of financial cost to "wow" factor absolutely stinks. This type of renovation includes things like a new roof, foundation repairs, pointing, insulation, and wiring - normally renovations you can't see - and are generally the top priority of any home owner, no matter what situation they are in.
Home renovation should be divided into two separate categories, want and needs. So before you consult a home improvement contractor sit down and make a set of lists. One list of what type of renovations you want done on the house and a list of home improvements this old house needs the most. There's no since in doing a kitchen renovation if the roof above it leaks. You don't want to do a wiring upgrade if you can't afford to upgrade the electrical service. You shouldn't tile the bathroom floor if the joist and subfloor needs replaced. Sure I want to renovate the kitchen, but I need to put the much needed roof over it. Will my home improvement budget allow both? This is true with the wiring need and the bathroom floor need.
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