Home Renovation. Monday , September 24th , 2018 - 11:44:48 AM
Home renovation tips are essential for planning a home renovation project. While planning, it is vital for a home owner to identify the reasons for wanting to renovate the home. This is to ensure that the project is launched with the correct reasons and with the correct image in mind of the completed renovation. Another useful tip would be to have an expert survey the house before it is renovated. An interior designer or an architect might be able to help the home owner in this area. This person should be able to give the home owner cost estimate for the project and also a clear idea about what needs to be done. Before starting the project, the home owner should determine the budget that he or she would like to spend on the renovation project to ensure that enough funds are available and to prevent him from going overboard with his finances while in the course of the project. Other tips would be to hire a good and experienced contractor to supervise the home renovation project. This contractor will be able to ensure the quality of the purchasing materials and hence the final outcome of the project.
Self-Financing - This option makes sense for smaller projects. It is also a feasible option for do-it-yourselfers on a pay-as-you-go (or pay-as-you-build) plan. Credit Cards - Charging large expenses to a credit card is an option, but not necessarily a good one. With their higher interest rates, credit cards have limited value in home renovation projects, and can be damaging to your financial health if there are unexpected cost overruns. (A do-it-yourself installation of a tub surround in your bathroom can turn expensive if your plumbing skills are not as honed as you would have liked them to be and you notice water dripping through your living room ceiling!)
Loans and Lines of Credit - These are popular options that offer interest rates substantially lower than those charged for credit cards, but often higher than those of home equity loans. One disadvantage of personal loans is that once they are repaid you need to reapply to obtain more funding. Lines of credit are ongoing, up to the credit limit, so there is no need to reapply if you need more funds. (A line of credit with room on it above and beyond the cost or the renovation will come in handy on a plumbing job gone bad - see above.)
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