Home Renovation. Monday , October 08th , 2018 - 10:35:48 AM
Mortgage Refinancing - If you are planning major renovations, like adding an addition or in-law suite, it may pay to refinance your mortgage. With this option you can spread the payments out over a longer period and enjoy mortgage rates that are normally much lower than those of credit cards, lines of credit or personal loans. As with home equity loans, there may be some initial fees to refinance.
Make sure you analyze that the investment made by you in your home renovation project is worth it. Will the renovation project render your home more valuable and help you reap huge benefits while selling your home off? Honestly, not all the renovations bring worthy returns in the long run. For example, by investing in bathroom renovation, you can get a payback varying between 75 and 100%. However, from flooring you can get a payback of only 50 to 75%. A home renovation project can be costly. However, if you pay attention to some of the basic tips, you will be able to reduce the renovation costs drastically.
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