Home Renovation. Sunday , September 16th , 2018 - 22:39:29 PM
As with any investment, the financing option you choose depends on the size of the project and your current financial situation. Financing options can range from dipping into your pocket or savings and paying cash for smaller projects such as painting and wallpapering, to tapping into a line of credit, taking out a line of credit or even refinancing a mortgage for larger renovations that can range from bathroom do-overs to adding additions to existing homes.
The first impression visitors have to your home will be made by the landscaping. Regardless of whether you're planning to sell your home, landscaping your front and backyard increases your property value dramatically without making a huge impact on your finances. Add flowers to your garden, build a planter, clean up debris, and you've already made improvements to your landscaping without spending a lot of money.
Still, you probably want some advance advice about how to budget for your renovation. It is important to consider two main factors that will affect the price tag on your project - soft costs and hard costs. Soft costs include design and budget development, permit fees, and professional fees (i.e. the cost for architecture and interior design). Hard costs are related to the construction phase of your project and will include the cost of labour and materials. In the typical renovation, soft costs account for about 30% of your budget, while hard costs make up the remaining 70%.
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