Home Renovation. Thursday , October 04th , 2018 - 18:35:01 PM
Before you start planning your renovation, you should speak to a financial advisor. Regardless of whether you plan to finance the renovation on your own or you'll need to borrow money, a financial advisor can review all your options and advise you as to the best way to finance your renovation. From this stage, you'll be ready to make a realistic plan and budget for your project. Ideally, your financial advisor will discuss a number of options including your own resources, credit cards, personal loans, lines of credit, home equity loans, and mortgage refinancing.
Still, you probably want some advance advice about how to budget for your renovation. It is important to consider two main factors that will affect the price tag on your project - soft costs and hard costs. Soft costs include design and budget development, permit fees, and professional fees (i.e. the cost for architecture and interior design). Hard costs are related to the construction phase of your project and will include the cost of labour and materials. In the typical renovation, soft costs account for about 30% of your budget, while hard costs make up the remaining 70%.
Even though you can complete some home renovations on your own, it is advisable to hire the services of a home renovation company especially if you do not have ideas or lack the appropriate equipment needed to renovate your house. One of the renovations that you can do on your own is painting your house to improve its appearance. With the appropriate paint, you can give your house the look you desire. For instance, you can paint your house with light-colored paint if you want it to appear larger. On the other hand, you can use bright colors if you want to make a particular statement. You can also renovate your kitchen by purchasing new doors and face panels and then replace the old ones with them instead of purchasing a whole lot of brand new appliances.
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