Home Renovation. Friday , September 28th , 2018 - 12:26:57 PM
The reasons for undertaking home renovations are varied. Many homeowners want to modernize or update the look of their homes for their own comfort and enjoyment. Some, rightly, view their home as an investment and want to increase the resale value of their home should they decide to sell. In today's environmentally-conscious times, many homeowners are now undertaking home renovations to increase the energy efficiency of a house. Their investment in home renovations converts into a smaller "carbon-footprint" and long-term savings in energy consumption and costs. Whatever the reason, homeowners planning home renovations should consider both their costs and their financing options before beginning their project.
This type of loan allows you to borrow against your home's equity. These are typically economical loans that have the best interest rates, but they often require more planning and set-up costs. For example, before being approved for a home equity loan, you will like need to pay legal and appraisal fees.
Personal loans have the benefit of regular repayments and a set interest rate for a specified term. Alternatively, you may also be given the option of fixed or variable interest rates depending on the size and term of the loan. Personal loans typically have lower interest rates than credit cards, so with appropriate planning personal loans are a better choice.
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