Home Renovation. Sunday , September 16th , 2018 - 17:33:05 PM
From minor updates to major rebuilds, there are many types of home renovations and just as many reasons homeowners want to do work. You may want to save energy and reduce your utility bills, you may need to make room for a new addition to the family, or you may want to increase the value of your home. Even if you just want to update the look and feel of your home, renovations can be a costly endeavour. Fortunately, there are also many available options for financing your home renovation.
So how does the average homeowner know if there are maintenance renovations that require attention? There are a few ways to find out, and sticking your head in the sand is not an option. That would be akin to not going for a regular check-up at the doctor or dentist - if no-one tells you there's a problem, then there is no problem, right? Wrong. The first thing to do is to call upon your gut instinct. You probably have a suspicion if the electrics might be an issue (there's a spark when you plug appliances in, for example), or if there's damp in the basement, or if the attic insulation is insufficient; after all, you're the one who lives there. Take a look around the outside of the house for any signs of worsening damage - are cracks bigger than you remember them? Does the roof look patchy? Do you have an effective water management system - one that drains run-off water away from the house foundations?
As with any investment, the financing option you choose depends on the size of the project and your current financial situation. Financing options can range from dipping into your pocket or savings and paying cash for smaller projects such as painting and wallpapering, to tapping into a line of credit, taking out a line of credit or even refinancing a mortgage for larger renovations that can range from bathroom do-overs to adding additions to existing homes.
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